If you’ve ever looked at your profit and loss statement and felt like you were reading ancient hieroglyphics, take a breath. You’re not failing you’re just missing habits. Business owners don’t need fancy degrees to understand money. What they need is rhythm, curiosity, and a few easy tools.
Four simple habits that shift your mindset and build your financial smarts over time.
1. Do a “Money Minute” Every Monday
Pick a time—Monday morning, lunch break, whatever works and spend 10 minutes:
- Checking last week’s sales
- Noting major expenses
- Asking: “Did I make money or lose money last week?”
This one habit helps you start the week with awareness, instead of reacting to surprises.
2. Start Asking “What Does That Mean?”
Every time you see a number on an invoice, report, or receipt ask yourself:
“What does this tell me?”
That curiosity turns boring numbers into decisions:
- Is that software worth the monthly fee?
- Are delivery costs getting out of control?
- Did this product actually make money?
The more you ask, the smarter you get.
3. Track Just ONE Metric for 30 Days
Don’t try to learn everything. Pick one thing that matters:
- Total monthly profit
- Customer count
- Spending on ads
Write it down once a day, even on paper. You’ll start seeing patterns and feel more in control. It’s like learning to ride a bike small pedals first.
4. Replace Shame with Curiosity
Say goodbye to “I’m bad with numbers.” Replace it with:
“I’m figuring out the money stuff and I’m getting better every week.”
You don’t need perfection. You need progress. Every mistake teaches something. Every question opens a door.
You’re running a business that’s incredible. You already have the courage, creativity, and grit. Now just add financial clarity to the mix, one habit at a time. You’ve got this.
